Project Zenin (Health Insurance Project)


Scenario Planning Health Insurance India

  • GDP Expenditure on Health care by India in 2011, 3.9% (Lowest in BRICS)
  • Health insurance accounts for 5-10% of household expenditure.
  • more than 80% of Indians are not covered under any health insurance plan, and only 18% (government funded 12%) of the urban population
  • 14% (government funded 13%) of the rural population was covered under any form of health insurance. Source
  • India accounted for 4% of GDP in 2013, which is half as much as in China with 5.1%.
  • India ranks 184th out of 191 countries in 2012 (187 in 2020).
  • costs of poor households as a result of hospitalization accounted for 140% of their annual income in rural areas and 90% in urban areas.
  • by 2010, more than 25% of India’s population had access to some form of health insurance.
  • Gross direct premium income underwritten by health insurance grew 17.1 per cent y-o-y to Rs 12,443.48 crore (US$ 1.78 billion) in FY20 (up to June 2019).
  • During 2000 to 2014, there was a 370 per cent increase in health expenditure.
  • The Government of India approved the continuation of National Health Mission with a budget of Rs 31,745 crore (US$ 4.40 billion) under the Union Budget 2019-20
  • The Government of India is planning to increase public health spending to 2.5 per cent of the country’s GDP by 2025.